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In cash. In this case, money is issued through the cash desk of the company’s branch or sent to the client using the Contact service (or any other similar organization).
Bank transfer. Cashless transfers are made to the client’s card or his current account opened with the bank. In some cases, crediting to an electronic wallet is considered, but this function is not available to everyone.
Registration itself is now most often done through a special service, which allows the company to minimize staff costs and thereby make the proposals the most profitable. The client, on the other hand, will not only receive a microloan with a low interest rate, but he is also not required to go anywhere. Often, absolutely all actions go through the Internet, including crediting borrowed funds.

There can be no credit history only under one condition - a person has never borrowed before. On the one hand, this is good, which means that there are no debts in other financial organizations page, but on the other hand, the company simply does not know what to expect from this client. Even a poor credit rating is an indicator, but what if there is none at all? In such a situation, it is best to take express microloans where the credit history is a gift and only then, after receiving the cherished record, you can go to the organization that you liked from the very beginning.